Reports to: Managing Director
Key Responsibilities
-To protect the financial strength and the reputation of the bank
-Manage Credit and Operational Risks
-Review, Structure and approve Credit transactions in compliance with credit policy
-Maintain a good quality and well balanced and diversified Credit Portfolio
-Provide support to Wholesale and Retail Banks to grow Risk Assets
-Provide Credit Training and support to Credit Officers and Relationship Officers
-Manage Documentation and Disbursement; by ensuring credit compliance with local and legal regulatory requirement and the Group Credit Policy Manual.
-Monitor Loan exposure and enforce compliance with covenants
-Ensure that all customer documentation is in accordance with credit manual procedures.
-Manage Troubled Exposures and ensure good loan recovery
-Work with Business Units to ensure portfolio quality remains within group target NPL ratio of 3%
-Monitor Projects financed by the banks together with Wholesale and Retail Bank
-Work with Retail and Wholesale groups to finalize and approve Target Market Studies
-Ensure the bank achieves an audit rating of acceptable or better in all credit reviews.
Please circulate and CVs can be sent to recruitment@groupiris.net or info@groupiris.net
PS: Please do NOT attached certificates and transcripts.
